What Determines Auto Insurance Rates?

The rates for auto insurance are sometimes difficult to understand. Even the agents who provide you with the quotes might not clearly understand them since there are many factors at play. One main factor is the type of vehicle you drive. The sportier the car the higher the premium. Another factor is age of driver and years of driving experience. This is where those high premiums are for teenage drivers who lack the driving time. One other factor is where you live. This kind is offset if you he or she does well in school. All these factors can impact the rate that you pay for your auto insurance.